About Us


Over 51 Years of Trusted Insurance Services
Founded in 1974, GNIC Ltd is proud to be the first locally incorporated insurance company in The Gambia. Since its transition to private ownership in 1991, GNIC has grown into a trusted name in the industry, known for its stability, reliability, and commitment to excellence.
With a broad base of Gambian shareholders, GNIC has maintained a strong financial foundation and remains fully compliant with all regulatory requirements. As the oldest insurance provider in the country, we bring decades of experience and a deep understanding of the local market.
GNIC specializes in providing comprehensive Non-Life insurance solutions, supported by partnerships with top-rated international reinsurers. Our focus is on delivering dependable coverage and responsive service to individuals and businesses across The Gambia.
“To be the leading and preferred insurer in The Gambia”.
Mission Statement
“To provide comprehensive and innovative insurance solutions through state of the art technology that protect our esteemed customers, ensuring their financial security through exceptional services and trust, whilst maximizing return on investments for our shareholders, empowering our employees and meeting our corporate social responsibilities”.
Company’s Core Values
- Good Corporate Governance
- Professionalism
- Integrity
- Customer First
- Team Work & Result Oriented
- Commitment & Sustainability


51
years Of Experience
Services
What We Do
Since 1974, Gambia National Insurance Company (GNIC) has been providing reliable insurance solutions protecting businesses, safeguarding assets, and supporting policyholders across The Gambia.
General Insurance Policy
General Insurance Comprehensive Protection for Property, People, and Business Risks General Insuranc
Marine Insurance
Comprehensive Protection for Maritime Operations and Cargo GNIC’s Marine Insurance solution
Engineering Insurance
Tailored Risk Protection for Complex Projects and Equipment GNIC’s Engineering Insurance solutions
Accident / Pecuniary Insurance Policies
Burglary Risk Personal / Group Personal Accident Risks Fidelity Guarantee Risks Money Insurance Risk
Property Insurance Policies
Fire & Explosion Risks Natural Perils Risks Flood/Windstorm Risks Household / House Owners Risks
Motor Vehicle Insurance Policies
Own Damage Risks Third Party Damage Risks Third Party Bodily Injuries / Death